Archive for the ‘Investment’ Category

Asset allocation explained

Friday, June 29th, 2012

Asset allocation, investment tipsThe method of determining the amount of your investments and savings that should be in safe investments against riskier investments is what we refer to as Asset allocation.

In traditional and basic terms, it is a procedure that helps you take a decision regarding the amount of money that shall be invested in three major investment classes that are fixed income bonds, cash and equities. Other advanced asset allocation also involves strategies regarding investments in other fields like commodities, collectibles, real estate etc. financial planners and investment managers follow either of the two processes that are tactical asset allocation and strategic asset allocation. When you are nearing asset allocation your mindset about asset allocation needs to be different. You must concentrate on such a model that ensures the maximization of the income in your lifetime. Asset allocation models designed for retirement shall produce guaranteed income to meet important expenses. The secondary focus shall be on investments that bring variable income to meet non-essential expenses.

How to use CFDs to trade shares

Wednesday, June 20th, 2012

Trading tips, CFDCFDs are the contacts which you can use to trade even when there are changes in the share prices without even owning them. You can start up with a value which is just 5 percent of them as you are not buying the shares. This article will give you some of the detailed information.

You can earn a lot of profit if you are following the right procedures. For example if you have brought 5000 shares at $4.10, then you need to deposit # 20500 but with CFDs you can only deposit 5% of the value. The process leads to gearing which is the most advantageous point of this kind of share. But however you must not forget that the process of gearing involves a lot of risk although means are there to avoid the risk as well which includes the stop losses where the trade gets automatically close where the share prices are not favorable. The other factor being limit orders where the profits are locked instead of the losses getting limited. Another advantage is that you will be able to trade with large range of markets. But before all this you can do a few research works in the net.

What is discounted payback period?

Wednesday, June 6th, 2012

Discounted payback period, investment tipsFor any kind of investment, one expects a good return from them. But how does one find out if the return is good enough or calculate what exactly should be the value of return? This exactly is the topic we are going to talk about over here. Let take the case of start up businesses. Let us say that a particular person invests a particular amount of money in that start up business.

The amount of money that they should expect as return should be based on the amount of money that they have put in. The moment they get that equal amount of money back they can say that they have broken even. However, it is not so. This is due to the fact that due to the time value of money, the value of money has decreased and the person needs more money than the one he/she had invested to say that they have the equivalent amount of money. This is discounted payback period.

Investing in trust deeds: Is it a good idea

Monday, June 4th, 2012

Invest in trust deed, investment tipsThere are risks in most of the investments you make as none of them can assure you 100% success. In investing in trust deeds you may run some risks like the risk of foreclosure. But there are ways to mitigate this risk. If the borrower fails to pay off your loan then you are really in a lot of trouble. You may then lose the entire investment. Do not underestimate the time that it takes to go through the foreclosure.

In the entire process, it will be best if you consult an attorney. You must make sure whatever you are doing is legally right. You should take loans based on the borrower, property, and the amount of loan in comparison to property. Trust deeds are an attractive investment. This can give you high fixed rates of return 30% more than your initial investment. This really makes this kind of investment attractive.

Selling gold in lieu of cash

Sunday, June 3rd, 2012

Sell gold, invest in goldIf excess gold reserve needs some alternatives, then selling them for cash can prove to be a good alternative. But you need to ensure some precautions before engaging with the exchange to benefit with good or rather maximum returns.

To begin with get the excess jewellery stuffs categorised with their composition gold karats. The different categories being 10 karat, 14 karat, 18 karat and the last and the purest one, 24 karats. The compositions are generally engraved on the inner part of the rings, the posts of earrings and the clasps of the bracelets and the necklaces. That would help you to negotiate high values. And moreover the prices of gold are soaring high with each day, so this might be the best opportunity to sell off the excess pairs. Make sure to do a market survey and get the best deals out of it. Better to sell the gems and the gold stuffs separately. So get going and start doubling your idle gold money.

Getting maximum return on investment

Tuesday, May 22nd, 2012

Get maximum return on investment, investmentsReturn on investment is the corporate term for maximising the returns from investments. But with money though in tangible sense is what you investing, time is also invested. So the moment you start taking up time investment as your focal investment, you start realising the importance of time rather than money. There is only one thing in this world that can never be recycled and that is time, opportunities are there, where you can make money but time once wasted cannot be made up for. So the main motive is optimal utilisation of time with the best possibilities. Looking up is quite possible on past records on money investment but no past re cords work on time investment.

Looking at multiple opportunities altogether is the demand of the hour. Never stick to one possibility. Try maximising your net investment on flexible opportunities to maximise the returns, with host of opportunities that will maximise your returns. Try sorting out the negative opportunities, the opportunities that don’t yield much profit over long due time. Make use of time too, don’t waste time and investment opportunity behind investments that don’t yield.