Archive for August, 2012

Data mining: what is it?

Tuesday, August 28th, 2012

Data mining, data managementThe process of data mining is also sometimes known as the process of knowledge discovery. The process of data mining or knowledge discovery is described as the process by which data is analyzed from various perspectives and then the data is summarized into various information that prove to be useful in the process of improving the revenue and cutting the costs. The process of data mining or knowledge discovery helps to categorize the data and thus with the completion of the process the identification of the summary of the relationships is achieved. When looked after in the terms of the technical aspects, the process of data mining or knowledge discovery can be described as the process to find patterns or correlations in the huge database of relations.

The term data mining is quite a current term that is being used in the field of data collection, but the process is quite old and has changed with time.

Cash or Credit: Which Is a Better Pick?

Friday, August 24th, 2012

Financial tips, credit handlingThere are many times when we are confused about how to handle our money. Some people say that handling cash is better and some say that credit cards are better options. There are advantages and disadvantages regarding both. At the end of the day, it is how you perceive it and how well you can handle matters of money.

When it comes to using cash, it’s easier as we can always keep a check on how much we are spending. Also risks like credit debt aren’t involved in such cases. You can handle your own expenses and you won’t have to worry about problems which might occur in the future. But credit cards are better when it comes to travelling. Carrying a lot of cash with you could be risky. That is why plastic money is better in these cases; just make sure that you don’t spend more that you need to.

Marketing your business on and offline

Monday, August 20th, 2012

Tips to maintain business, business tipsA business reaches its peak when people know about it and like it. It is important to notify the target market about the new products and offers. Once the name of the business becomes well-known and popular, attracting customers become easy. Both on and offline marketing for small as well as big businesses is an essential part of business planning.

Offline business could be done with pamphlet distribution, hoardings and on-air ads. Online marketing is done by search engine optimization (SEO) that is putting keyword relevant articles and content on the website that makes it appear among the top results by the search engines. People look no beyond the first 2-3 pages of the search results so good SEO marketing is immensely beneficial to achieve high traffic on their pages. For any business, it is of prime importance to provide a positive image to the audience. Television ads and dvertisements aired on radio are important medium of business marketing.

How does SEO help your business boost

Thursday, August 16th, 2012

Role of SEO, business tipsOnline business has become ever so popular after the invent of internet. While conducting an online business, it is necessary to ensure that the website has good traffic flows and is well publicized. SEO or Search Engine Optimization is the process of including the website of a business in the search engine results. The more keyword related names and URL’s a business has, search results will show them as primary results. When a business is set up online, it is important to let people know about its existence. So when a search is done with the keyword of the services that a business offers, the website name will be shown in the top results. SEO is very effective in attracting potential customers who visit the website and go through the services offered. Website visibility, more hits and more revenue generation is the strongest point of having SEO for the businesses trying to appear prominent in their respective fields of operation.

Top 5 debt collection violations

Sunday, August 12th, 2012

Debt collection violations , debt collectionThe law which defines the actions of the debt collectors is called the Fair Debt Collection Practices Act of the FDCPA. It is an act that was implemented almost 35 years ago. The federal law of Fair Debt Collection Practices Act is applicable for every state. So it can be said that the protection of the Fair Debt Collection Practices Act implies for everyone.

The list which was put together in course of the Fair Debt Collection Practices Act states the following violations that the debt collectors are not allowed to commit.
The most important of the listed violations state that the debt collectors cannot call you before 8 am or after 9 pm. The debt collector should not call you after you have told him not to, cannot call you if you do not owe any debt, the debt collector cannot use abusive languages against you or cannot threaten you of any physical assault.

IVA: Bad or good?

Monday, August 6th, 2012

Advantage of IVA, IVAAny debt solution arrangement should be looked at very carefully before you opt for it and it is the same with Individual Voluntary Arrangement (IVA). As far as debt solution is concerned, IVA has the power to swing the advantage balance from a creditor to a debtor. However, before opting for it you will have to understand whether it is good or not. And for this you have to know about its advantages and disadvantages.

The biggest advantage of IVA is it makes your debt more manageable and enables you to avoid the downsides of bankruptcy. Since IVA freezes interests and several other charges, your debts will not grow. As far as the disadvantages are concerned, IVA can affect your credit rating adversely. You will also have to pay much as it is possible on your part therefore you will have very little money in hand every month. If you own a home, you will have to release equity.

Debt collection and student loan

Saturday, August 4th, 2012

Debt collection, student loanBeing a college student you must know how expensive it has become to manage the cost of studying. Some students study by taking loans from the banks. Now it is a compulsion for them to repay that loan back. With the growing amount of unemployment it has become hard for the students to repay their loans. So what is the best option to repay the money?

According to the new law passed by the Congress you will be able to pay the loan back according to the money you earn after completing the course for which you have taken the money.
This right will ensure the students that no matter what happens the bank will not be able to force him to pay the money back. Of course he will have to pay the money at some time or the other but the bank has their rules for that. After that student starts earning he will have to pay back the money according to the slabs set up by the bank.